The Basics of a Disability Income Insurance Policy

You’ve worked hard to build a successful career. The income you earn supports your family, your financial goals and your lifestyle. That’s why your income might be your most valuable asset – even more so than your house, car or savings.

If you were sick or injured and unable to work, what kind of financial impact would the loss of your income have on your family?
Call us for a quote or questions regarding Disbility Income Insurance Policy at 713-369-0997

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Disability Income Insurance Quote

People between the ages of 18 and 61 who work at least 30 hours per week are eligible for this coverage. Applicants who are currenly disabled, pregnant, have surgery pending or are recuperating from an illness are generally not eligible for coverage.

* This information is Required for a Quote

Help Protect Your Income

Disability income insurance provides benefits to help replace a portion of your income if you’re sick or injured and unable to work. It’s financial protection that helps you focus more on your recovery and less on how you’ll cover expenses.

In addition to your income, here are some of the most important things in your life that disability income insurance helps protect:

  • Your home
  • Your retirement
  • Your family
  • Your personal savings
  • Your lifestyle

The need for disability income insurance

43% of all current 40-year-olds will have a disabling event lasting 90 days or more by the time they’re 65.*

3 years is the approximate average length of a disability absence from work.*

*Source: Council for Disability Awareness, disabilitycanhappen.org, 2018

Things to consider

The right amount of coverage

You should have enough disability income insurance to at least pay your monthly living expenses, so you and your family can focus on what’s most important during such a critical time…your recovery.

Your income matters

You rely on your income to help make financial ends’ meet. That’s why it’s important to protect your income at any age during your working years.

The best time to buy

The best time to buy disability income insurance is now. A disabling sickness or injury can happen at any time, at any age. And, since premiums are based in part on your age at time of purchase, elimination may cost you more. Considering all that your income provides, and the financial goals you’ve set, isn’t it important enough to get started today?

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Disability Income Insurance Quote

People between the ages of 18 and 61 who work at least 30 hours per week are eligible for this coverage. Applicants who are currenly disabled, pregnant, have surgery pending or are recuperating from an illness are generally not eligible for coverage.

* This information is Required for a Quote

Life Insurance Basics

Basic Information about Life Insurance- ife insurance coverage is your opportunity to provide for and protect the people you love most. By putting a plan in place to cover expenses that would occur in the event of your death, you can help secure their long-term financial future.

Answering Your Questions

Compare Life Insurance Products

If you’re looking for the best life insurance policy for you, you need to consider your budget and your financial needs. We’ve created this quick comparison chart to help you make an informed decision. can cover burial expenses, is wise, even if a funeral seems far away

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