You depend on your vehicle for so much!

 Let Policy Agent review the policies offered by the top auto insurance companies in the country to find the best coverage and rate for you. Even better, we are often able to provide a discount if you have both homeowners and auto coverage with Policy Agent.


Auto Insurance

Auto insurance is important protection for your financial well-being. It’s also required in most states! Even if you live in a state that doesn’t require coverage, your lender or finance company will require coverage if you have an auto lease or loan.

Not only does auto insurance cover the cost of repairing or replacing your vehicle if it is damaged, but the liability coverage will help pay for the other party’s medical bills and car damage if you are at fault for the accident. Plus, you may also have financial protection for legal fees, up to your policy limits, if you are taken to court.

If you are financing your home, your lender will require that you obtain adequate insurance coverage to protect the investment. Even if you own your home outright, homeowners coverage provides the financial security to help you sleep soundly!





Please select. Some insurance companies offer discounts, or lower rates, for married drivers. Some insurance companies will also apply these discounts for unmarried drivers with custody of minor children.

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  • Vehicle repair or replacement
  • Rental car reimbursement
  • Medical benefits for the drivers and passengers 
  • Bodily injury and property damage liability protection
  • Protection if you are hit by an uninsured motorist
  • Various types of deductible reductions or waivers


Auto insurance varies widely based on where you live and the types of optional coverage that you choose. Generally, your policy will have (or you can choose to have) these types of coverage:


No, auto insurance policies are not the same. The term “full coverage” is too vague to be used for comparing auto insurance offered by different companies. And the worst time to find out that your “full coverage” policy does not have a critical type of coverage, is after an accident! At Westwood, our auto experts take the time to ensure that you have the coverage, deductibles and limits that are right for you.

In some situations, we may be able to provide an estimated quote before we ask you for more information. However, an estimate won’t help you compare auto insurance rates, because the details — who you are, what you drive and information about your claims and driving history — are what make the difference in your actual rate. We understand the reason many people want an estimate is so that they don’t have to provide personal information — but that’s almost always the information reputable insurance companies use to set rates! Completing a quote request will be worth the time and effort when you see what you can potentially save.

Policy Agent works with many auto insurance companies and they offer a variety of payment plans and methods for your convenience. We will take your initial payment and ongoing premiums will be paid directly to the insurance company via the payment method you choose.

Your insurance company has experienced claims professionals to help you in the event of an accident. All auto insurance companies represented by Westwood have 24/7 claim reporting — either through a toll-free number or online. Your insurance card will have this information.

While it’s unlikely, if your insurance company is unresponsive after an accident, contact your Westwood agent for help. This extra layer of assistance is another reason why working with Westwood rather than directly with an insurance company, provides peace of mind for you.

here are a variety of discounts to help you lower your rates, such as: multi-car discount, safety device discount, anti-theft discount, mature driver credit, good driver discount, good student credit, air-bag discount, anti-lock brake credit. Talk to your Policy Agent  insurance expert about your options and potential discounts.

Policy Agent is an independent agency, so we shop your coverage requirements with many different insurance companies for both homeowners and auto. This allows us to get the best overall rate for you. Often, we find that the best rate and coverage for your auto policy will come from one company while the best rate and coverage for your homeowners policy will come from another company. This provides a “discount” to you — as well as better tailored insurance protection. In addition, we are frequently able to provide a multiple policy discount to our customers. Please talk to a Policy Agent insurance expert to discuss your options and discounts that may apply.

Policy Agent is an insurance agency, not an insurance company. We will find the best insurance company for your individual needs. Our auto sales representatives are licensed agents – qualified to answer your questions about auto insurance and provide you with personal service both before and after you become our customer. Many Americans move frequently and your Policy Agent insurance expert  can help you navigate the auto insurance requirements if you’re moving to a new state. Bottom line, we will make it easy and tailor your coverages to ensure that you and your automobile receive the customized protection and service you expect and deserve.

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