Homeowner, condo and renter policies do not automatically cover losses to your home or belongings in the event of an earthquake.
In most states, earthquake coverage is available either as an endorsement on your homeowner or condo policy for an additional annual premium, or as a separate earthquake policy. When you’re ready to add this protection to your coverage, we can explain the different options available and help you get a competitive earthquake insurance quote.
Call us for a quote or questions regarding earthquake Insurance at 713-369-0997
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WHY EARTHQUAKE INSURANCE?
- While earthquakes are more prevalent in some areas, according to the Insurance Information Institute, people in 42 states are at risk of earthquake damage to their homes and personal property.
- The potential damage to your home can be financially devastating
- If you have a mortgage on your property and you suffer a total loss, you are still liable to pay your monthly mortgage payment.
WHAT’S INCLUDED IN EARTHQUAKE INSURANCE ?
Home and personal belongings protection
Living expenses
This part of your policy Includes protection for the structure of your home and for your personal belongings inside your home.
This part of your policy covers extra living expenses if your home is not habitable and you must live elsewhere while your home is being repaired.
United States Geological Survey (USGS)
To learn more about earthquakes, please visit the United States Geological Survey (USGS) at usgs.gov
