Children’s Whole Life Insurance

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Children’s Whole life insurance is a type of permanent life insurance coverage designed for children 14 days old to age 17. Provide the gift of lifelong protection for your children and grand children through premiums that are guaranteed to never increase.
Call us for a quote or questions regarding Children’s Whole life insurance at 713-369-0997

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Children's Whole Life Insurance Quote

Ages: 14 days to 17 years

Coverage Amounts: $5,000 to $50,000

5,000 $5,000 to $50,000

5,000 $5,000 to $50,000

* This information is Required for a Quote

Children’s Whole life coverage may be right if you:

  • Want to lock in low childhood rates that will never increase
  • Want to guarantee coverage throughout adulthood regardless of future health or occupation
  • Want to invest in a policy that provides cash value, which will grow along with your child
  • Want to provide the opportunity to add more coverage in the future

What is included in a Children’s Whole Life Insurance policy?

Guaranteed coverage that lasts for the entire life of the insured, both childhood and adulthood1leo.

Locked-in premiums that will never increase throughout the life of the policy

Potential cash value that grows with your child

Set policy benefit to be paid to designated beneficiaries

When you buy

Children’s Whole Life Insurance

  • Simplified underwriting (only three health questions)
  • Eligible ages: 14 days – 17 years old
  • Benefit amounts: $5,000 – $50,000

Apply with the help of an agent

Call to Apply

713-369-0997

 Email : quotes@policyagent.com

Price is affected by current age and benefit amount.
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Children's Whole Life Insurance Quote

Ages: 14 days to 17 years

Coverage Amounts: $5,000 to $50,000

5,000 $5,000 to $50,000

5,000 $5,000 to $50,000

* This information is Required for a Quote

Frequently Asked Questions

Children’s whole life and adult whole life are similar in most respects; both types of policies provide a fixed death benefit and a premium that will never increase, as well as the opportunity to accumulate cash value. The main difference is the issue age: while regular whole life is issued to people between ages 45-85, children’s whole life allows you to get coverage for a child age 14 days to 17 years and lock in that coverage for a lifetime.

All life insurance policies are intended to provide peace of mind, and children’s whole life is no exception. Buying life insurance for a child locks in a low premium and guarantees the opportunity to provide more coverage down the road, even if your child someday develops health issues or works in a high-risk occupation that would normally make it difficult to qualify for life insurance. Children’s whole life insurance is also an investment that accumulates cash value as your child grows up.

As with any life insurance policy, the cost of children’s whole life insurance depends on age, health and coverage amount. Getting life insurance coverage from a young age allows you to lock in a lower premium that will not increase over time, or acquire more coverage (up to the maximum) for the same price. 

If you’re interested in buying whole life insurance for your child, discussing your financial goals with an agent can help you understand your options and find the right policy. An agent will answer your questions throughout the process and help you implement your child or grandchild’s policy, including any adjustments that may be needed over time. Contact us at quotes@policyagent.com or  by phone at 713-369-0997   to start the conversation.

First, call to submit an application, which includes only a few health questions. Your application is reviewed to ensure completion, and as long as your child is qualified based on age, their policy will be issued and delivered.

Life Insurance Basics

Basic Information about Life Insurance- ife insurance coverage is your opportunity to provide for and protect the people you love most. By putting a plan in place to cover expenses that would occur in the event of your death, you can help secure their long-term financial future.

Answering Your Questions

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If you’re looking for the best life insurance policy for you, you need to consider your budget and your financial needs. We’ve created this quick comparison chart to help you make an informed decision. can cover burial expenses, is wise, even if a funeral seems far away

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