FLOOD OLD

[ultimate_heading main_heading=”A lot of misconceptions exist regarding flood coverage.” sub_heading_color=”#045a97″ main_heading_style=”font-weight:bold;” sub_heading_style=”font-weight:bold;” sub_heading_font_size=”desktop:20px;” sub_heading_line_height=”desktop:34px;” main_heading_margin=”margin-bottom:10px;” main_heading_font_size=”desktop:21px;” margin_design_tab_text=””]Many people believe they only need flood insurance if they live in a flood-designated area or that their homeowners policy already offers them flood protection. Neither one of these is factual, as any property in any location may be at risk of flooding and the standard homeowners policy does not cover flood.

Approximately 20% of flood losses occur in areas outside a flood zone. Don’t take the risk; just a few inches of water in your home can cost thousands of dollars in damage. Get flood protection today. Everyone lives in a flood zone, but if you are not in a required flood zone area, it just means you can get flood insurance for lower premiums![/ultimate_heading]

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[ultimate_heading main_heading=”WHY FLOOD INSURANCE?” main_heading_color=”#045a97″ spacer=”line_only” spacer_position=”bottom” line_style=”inset” line_height=”1″ line_color=”#0b4da3″ line_width=”70″ main_heading_font_size=”desktop:25px;” el_class=”line_seperator_heading” margin_design_tab_text=””][/ultimate_heading]
  • A homeowners or renters insurance policy does not typically cover flood damage.
  • Flooding occurs somewhere every year.
  • You don’t need to live near water to get flooded.
  • Floods and flash floods happen in all 50 states.
  • Flood Insurance costs less than you think.
  • Just an inch of water can cause more than $25,000 of damage to your property.
  • Up to $250,000 dwelling coverage is available.
  • Up to $100,000 in contents coverage is available.
  • Policies go into effect 30 days after a policy is purchased unless connected to a loan closing
[ultimate_heading main_heading=”WHAT’S INCLUDED IN FLOOD INSURANCE” main_heading_color=”#045a97″ spacer=”line_only” spacer_position=”bottom” line_style=”inset” line_height=”1″ line_color=”#0b4da3″ line_width=”70″ main_heading_font_size=”desktop:25px;” el_class=”line_seperator_heading” margin_design_tab_text=””][/ultimate_heading]
[dt_fancy_title title=”HOME COVERAGE”]
  • Your home and its foundation
  • Electrical and plumbing systems
  • Air conditioning, furnaces and water heaters
  • Kitchen appliances, including refrigerator, stove, oven and dishwasher
  • Carpeting
  • Bookcases and cabinets
  • Window blinds
  • Debris removal
[dt_fancy_title title=”PERSONAL PROPERTY”]
  • Clothing, furniture and electronic equipment
  • Window coverings
  • Window AC units
  • Portable microwaves and dishwashers
  • Carpets not covered by your building policy
  • Dishwasher, washer, dryer and microwave ovens
  • Freezer and food spoilage
  • Up to $2,500 in art, jewelry and furs

Call us for a quote or questions regarding Flood Insurance at +1 713 369 0997

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