Policy Agent has you covered
Business Solutions insurance is offered to protect our customers’ health and wallets. Our individual disability products—to help provide peace of mind and security to your business and extend vital coverage to you and your employees.
Call us for a quote or questions regarding insurance options for business at 713-369-0997
Critical Illness Insurance for Employees
The value of critical illness insurance
An unexpected critical illness often comes without warning and may have lasting effects on employees and their families — both physically and financially.
Our critical illness insurance* policy can help provide employees with the extra financial security they need to lessen the financial impact associated with the treatment and recovery of a critical illnes
How critical illness insurance works
Our critical illness insurance provides a lump-sum cash benefit upon the diagnosis of a critical illness, as defined by the policy. Employees have the flexibility to use the cash benefit as they see fit, including payment for:
- Out-of-pocket medical expenses
- Home or car alternations/modifications
- Mortgage/ rent or child/adult care
- Daily living expenses
Designed with employers and employees in mind
Employer Benefits
- Available with voluntary, non-contributory and contributory options
- Flexible plan designs
- Complements a high-deductible health plan or disability plan
- Can be packaged with other group insurance products on one bill
Employee Benefits
- Easy to understand benefits
- Pays lump-sum cash benefit directly to the insured upon diagnosis
- Covers the most common critical illnesses
- Access to skilled clinicians and nurses through a health advocacy service
- Coverage is fully portable
Optional Features and Services**
- Additional category occurrence benefit
- Recurrence benefit
- Child benefit category, covering birth defects, Type I diabetes and more
- Health screening benefit
- Coverage options for spouse and/or child(ren)
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Enrollment Made Easy
We provide a streamlined strategy to educate employees and keep the cost of enrollment low. We will work with you to help consult, plan and execute enrollment.
We provide:
- Additional category occurrence benefit
- Recurrence benefit
- Child benefit category, covering birth defects, Type I diabetes and more
- Health screening benefit
- Coverage options for spouse and/or child(ren)
Get more with Policy Agent Solutions
- Employee Assistance Program: Support for personal and workplace issues. Learn More
- AbsencePro℠ (FMLA)** : Manage FMLA- and ADA-related leaves of absence. Learn More
- Hearing Discount Program – Hearing aid and hearing screening services. Learn More
- Travel Assistance: Travel and identity theft solution.
